Senior Risk Data Analyst - Fincrime & Fraud Monitoring

Teya • Full-time • London, England, United Kingdom • 3d ago

Company Description

Hello! We're Teya.
Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance.

At Teya we believe small, local businesses are the lifeblood of our communities.
We’re here because we don’t believe there’s a level playing field that gives small businesses with a fighting chance against the giants of the high street.
We’re here because we see banks and legacy service providers making things harder for them. We don’t think the best technology or the best service should be reserved for those with the biggest headquarters.
We’re here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us.

Become a part of our story.
We’re looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits.

Job Description

The Team

The Customer Risk Monitoring team is responsible for implementing and maintaining the analytical intelligence that protects Teya and its customers from financial risks, including fraud, money laundering, and terrorism financing. Our goal is to minimise financial losses and risk exposure while supporting and maintaining our customers' trust and ensuring compliance with regulatory requirements.

We work closely with the Operations team to investigate suspicious activities and collaborate cross-functionally with Compliance, Risk, Platform Engineering and product leaders to build and continuously improve the intelligence powering our detection and monitoring systems.

The role
As a Data Analyst in the Customer Risk Monitoring team, you will:

Develop and refine the intelligence used to detect financial crime, balancing efficacy with operational efficiency to reduce false positives, investigation time, and customer friction
Deliver actionable insights that directly improve detection rates, uncover new risk patterns, and inform prevention strategies
Act as a bridge between data and the business, collaborating closely with Operations, Compliance, Engineering, and Product teams to shape and prioritise analytical initiatives
Identify opportunities to improve and automate monitoring, escalate emerging threats, and continuously evolve our understanding of risk
Build and maintain clear and impactful dashboards, reports, and documentation to monitor key metrics, surface relevant trends, and drive data-informed decisions
Partner with data engineering to design and maintain scalable, reliable data models and ETLs that underpin both operational and strategic use cases
Help define and analyse fraud and AML KPIs, helping the business plan and course-correct with confidence
Promote a culture of data-driven decision-making across the organisation

Qualifications

We’re looking for a Senior Data Analyst with a strong analytical foundation and a passion for tackling complex, ambiguous problems in the financial risk domain.

Must-haves

4+ years of professional experience as a data analyst, preferably in fraud, AML, or financial risk monitoring
Solid understanding of statistical concepts and experience applying methods such as forecasting, time series analysis, A/B testing, or regression analysis
Experience in producing insights that led to measurable improvements, ideally in relevant domains such as fraud, AML detection, or operations
Advanced proficiency in SQL and experience working with large, complex, and sometimes messy datasets
Experience designing, building, and maintaining ETL pipelines or data models, ideally using tools like dbt
Proficiency in Python for data analysis, including data manipulation, visualisation, and basic modelling
Strong data storytelling and communication skills: you can translate complex data into clear, actionable recommendations for both technical and non-technical stakeholders
Experience working collaboratively with cross-functional partners, including Operations, Compliance, Engineering and Product
Self-starter who thrives in a fast-paced, high-ambiguity environment and takes ownership of their work from start to finish

Nice-to-haves

Experience in acquiring services or the payments industry
Bachelor’s or Master’s degree in a quantitative discipline (e.g. Mathematics, Statistics, Computer Science, Economics)
Direct experience with problems such as AML scenario tuning, fraud rule optimisation, or detection intelligence design
Familiarity with regulatory or compliance-driven analytics environments
Fincrime certifications such as CAMS, ICA, or equivalent

Additional Information

The Perks

We trust you, so we offer flexible working hours, as long it suits both you and your team;
Health Insurance;
Meal Allowance;
25 days of Annual leave (+ Bank holidays);
Public Transportation Card;
Frequent team events & activities in the office and outside;
Office snacks every day;
Friendly, comfortable and informal office environment.